daaang!!!!

[tracy79]

I just did that calculations on how much i've saved since I quit.  $90.00 in 2 weeks.  wow didn't realize i was spending that much.  and I was nuying the cheapies..  Hmmm wonder what i will buy myself with all the money i am saving.  hmmmm what to do what to do.  SAVINGS ACCOUNT> cha ching

[Thomas3.20.2010]

Quitting Smoking And Money Saving! There are numerous hidden costs associated with smoking that most people fail to consider. These costs are rarely examined when people talk about how much their smoking habit costs. Some of these costs arise due to higher payments associated with the risks of smoking while others result from a decrease in asset value due to smoking. All told, these hidden costs of smoking can increase the actual amount a smoker pays each year several times the cost of the cigarettes alone. When you come to realize that you may be spending close to $10,000 a year because of your smoking habit, this may be one more motivating force to kick the habit:

Life Insurance: Smokers have a greater risk of dieing at a younger age than non smokers and this risk is reflected in higher life insurance premium payments.

Health Insurance: Smokers have a greater risk of medical problems than non smokers and this risk is reflected in their medical insurance premium payments.

Health Care: Since smokers frequently have more medical problems than non smokers, they must pay more to take care of these problems.

Medications: More medical problems for smokers usually results more prescription medicine taken by smokers than non smokers. 

Home Owner's Insurance: Smokers have a greater risk of burning down their house than non smokers and this risk is reflected in higher home owner's insurance premium payments.

Value of the House: Smoking leaves a bad smell in a house thus decreasing the value to potential buyers.

Value of Your Possessions: Just as with the house, smoking leaves a bad smell to many of the items in your house thus decreasing their value.

Car Insurance: Smokers have a greater risk of getting into a car accident than non smokers and this risk is reflected in their car insurance premium payments.

Car Resale Value: Smoking leaves a bad smell in a car thus decreasing the value to potential buyers or when traded-in for another car.

Earn Less Money: Studies have found that smokers earn between 4% to 11% less money than their non smoking counterparts. 

Less Social Security / Pension Benefits: Since smokers earn less than non smokers, they receive less overall social security and pensions benefits than non smokers. 

Cost of Cleaning: Whether its the inside of their home, the inside of their car or their clothes, smokers have to spend more to keep things clean. 

Dental Care: Smokers spend more on dental care and special dental products than non smokers.

Lost Interest: All the extra money that smokers must spend means that money can't be saved resulting in lost interest.

When you look beyond the cost of the pack of cigarettes and incorporate all the other monetary costs associated with smoking, you begin to see smoking is a huge drain on ones personal finances.

[Jose14]

Nice! You can definately treat yourself to something nice now. A manicure or a new pair of shoes. Congrats on the quit by the way!

[tracy79]

well thank you but i slipped today and took a puff.  ugh now I got to start over.

[tracy79]

well thank you but i slipped today and took a puff.  ugh now I got to start over.