If only I diligently socked away the money I would have spent on cigarettes over the last 2 years, 4 months, and 16 days. At 869 days, $10.50 a pack, I would have saved $18,269! I was planning out my savings goals and decided to check my app to see how much I saved by not smoking! DOH! (smacking myself in the forehead). I really wish I had saved that money. That would have been a good chunk for a down payment on a house!
All has not gone to waste though..... I am almost finished paying off my debt. I'm giddy thinking about it!
~Kristen 869 DOF